Khiarallah Advocates & Legal Consultants
UAE Law & Legal Articles Blog

How to deal with scams legally in UAE

Fraud is defined as taking or gaining from another, property, money, vouchers or anything of value
by deception or lying or trickery which is supported by verbal means or written documents, causing
the victim to rely on the same to willingly handover or something of value from himself to the
person committing the fraud.

Scammers cheat people out of their money. People in Dubai and nearby emirates were conned out
of about AED 780,000 over during 2018 by conmen who convinced them that they had won large
cash prizes.

COMMON SCAMS:

1. Cold calling: The practice of cold calling itself is not a scam, but it is a common way in which
scammers make initial contact with intended victims.
2. Fake bank emails: This scam takes a number of forms. The most common is an unsolicited email
which claims to be from a bank, Credit Card Company or some other service which you may use. It
asks for account details, and sometimes a PIN, either by return email or through a website.
3. Ponzi schemes: One of the simplest, yet most effective, scams perpetrated on unsuspecting
investors for many years is the Ponzi scheme. A Ponzi scheme is a fraudulent investment operation
that pays returns to separate investors from their own money or money paid by subsequent
investors, rather than from any actual profits earned.
4. Lottery scams: A Lottery scam involves an unexpected email advising that a prize has been won
in an international lottery.
WAYS TO DEAL WITH SCAMS:

  • Never interact with strange numbers.
  • Always maintain the confidentiality of personal financial information.
  • Getting independent advice before entering into a transaction, or getting a second opinion
    from a trusted friend.
  • Immediately inform security services after receiving suspicious communication.
  • Take extra caution when handling unknown telephone messages and calls.
  • Always verify the source.
  • Report matter to the nearest Police Station.

Article 12 of Cyber Crime Law expands the categories of private information and punishes any
person who unlawfully accesses credit card numbers, electronic card numbers, bank account
statements and details of electronic payment methods by imprisonment and/or a fine. It punishes
the intent to use and the use of such information to obtain funds belonging to third parties by
imprisonment of not less than six months and/or a fine not less than AED 200,000 and not
exceeding AED 1,000,000.

Article 14 of the Cyber Crime Law also prohibits a person from obtaining without permission a
confidential number, code or password used to access any electronic site without permission by
providing for imprisonment and/or a fine not less than AED 200,000 and not exceeding AED
500,000

Article 13 further prohibits the forgery, imitation and copying of a credit card, debit card, and any
other electronic payment method and punishes persons from using and knowingly accepting such
credit cards, debit cards, and/or other electronic payment methods with imprisonment and/or a
fine of not less than AED 500,000 and not exceeding AED 2,000,000.

Article 399 of UAE Penal Code stipulates that:

Whoever captures for himself or for others transferable money or documents or signing such
document or cancelling, damaging or amending it through trickery or using a false name or
personality for the purpose of tricking the victim and forcing him to deliver such shall be punished
with a jail or a fine.

Khairallah Legal

Khairallah Advocates & Legal Consultants, a law firm based in Dubai, is one of the leading Law firms in UAE. We have some of the best lawyers in Dubai and provide excellent legal assistance in various areas. Please check out our law practice areas page for more details. Should you require any legal assistance, feel free to contact us.

Facebook Twitter LinkedIn Google+ YouTube 

Leave a Reply